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	<title>Cowboy Surfer Grill Restaurant - Corona, CA &#187; investing</title>
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	<link>http://www.cowboysurfergrill.com</link>
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	<lastBuildDate>Mon, 30 Jan 2012 03:21:27 +0000</lastBuildDate>
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		<title>Investing &amp; Retirement Funds : How to Buy Bank CDs</title>
		<link>http://www.cowboysurfergrill.com/cd-rates/investing-retirement-funds-how-to-buy-bank-cds</link>
		<comments>http://www.cowboysurfergrill.com/cd-rates/investing-retirement-funds-how-to-buy-bank-cds#comments</comments>
		<pubDate>Thu, 26 Jan 2012 09:57:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[cd rates]]></category>
		<category><![CDATA[401Ks]]></category>
		<category><![CDATA[accounts]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[IRAs]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mutual]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[stock]]></category>
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		<guid isPermaLink="false">http://www.cowboysurfergrill.com/cd-rates/investing-retirement-funds-how-to-buy-bank-cds</guid>
		<description><![CDATA[Buying bank CDs, or certificates of deposit, requires going to a bank, picking a CD and transferring assets to fund the CD. Find the best rates possible on a CD with advice from an investment portfolio manager in this free video on investing and personal finance. Expert: Gregory Bramwell-Smith Bio: Gregory Bramwell-Smith is the relationship [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/l-RZIjYWge8/0.jpg" align="left">Buying bank CDs, or certificates of deposit, requires going to a bank, picking a CD and transferring assets to fund the CD. Find the best rates possible on a CD with advice from an investment portfolio manager in this free video on investing and personal finance.</p>
<p>Expert: Gregory Bramwell-Smith<br />
Bio: Gregory Bramwell-Smith is the relationship and portfolio manager at Bramwell-Smith Associates.<br />
Filmmaker: David Pakman</p>
<p>Duration : <b>0:1:12</b></p>
<p><span id="more-4307"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/l-RZIjYWge8" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<item>
		<title>SunwestTrust.com: Friends and Family Loan Mortgage Program : Social Personal Peer Lending</title>
		<link>http://www.cowboysurfergrill.com/loan-rates/sunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending</link>
		<comments>http://www.cowboysurfergrill.com/loan-rates/sunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending#comments</comments>
		<pubDate>Sun, 25 Dec 2011 02:38:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[loan rates]]></category>
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		<guid isPermaLink="false">http://www.cowboysurfergrill.com/loan-rates/sunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending</guid>
		<description><![CDATA[http://www.SunwestTrust.com &#8211; 800-642-7167. You probably have heard about the national credit crisis. During this time of national crisis have you ever considered becoming a bank? That&#8217;s right; you can become a bank for a friend or family member. Duration : 0:2:41]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/tDXc6JtzPsI/0.jpg" align="left">http://www.SunwestTrust.com &#8211; 800-642-7167. You probably have heard about the national credit crisis.  During this time of national crisis have you ever considered becoming a bank?  That&#8217;s right; you can become a bank for a friend or family member.</p>
<p>Duration : <b>0:2:41</b></p>
<p><span id="more-4225"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/tDXc6JtzPsI" frameborder="0" allowFullScreen="true"> </iframe></p>
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		</item>
		<item>
		<title>Real Estate IRA. Introduction by  Thomas C. Santoro,  Crane Real Estate  Orange County</title>
		<link>http://www.cowboysurfergrill.com/cd-rates/real-estate-ira-introduction-by-thomas-c-santoro-crane-real-estate-orange-county</link>
		<comments>http://www.cowboysurfergrill.com/cd-rates/real-estate-ira-introduction-by-thomas-c-santoro-crane-real-estate-orange-county#comments</comments>
		<pubDate>Sun, 04 Dec 2011 14:36:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[cd rates]]></category>
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		<category><![CDATA[where to invest money]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/cd-rates/real-estate-ira-introduction-by-thomas-c-santoro-crane-real-estate-orange-county</guid>
		<description><![CDATA[Hi I&#8217;m Tom Santoro. I have been a real estate consultant in Orange County, California for over 30 years and a Certified Financial Planner for over 25. Today I would like to take this opportunity to inform those of you with substantial assets in your IRA or 401k that you can invest in individual real [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/JK3H0Wm3vFw/0.jpg" align="left">Hi I&#8217;m Tom Santoro. I have been a real estate consultant in Orange County, California for over 30 years and a Certified Financial Planner for over 25.</p>
<p>Today I would like to take this opportunity to inform those of you with substantial assets in your IRA or 401k that you can invest in individual real estate inside your plan. This option has been allowed by the IRS since the 1970&#8242;s but many retirement plan holders and advisors are unaware of it.</p>
<p>This technique allows people to take advantage of today&#8217;s incredible Real Estate values. I have personally assisted many of my own clients in using this great investment vehicle. </p>
<p>You should consider this type of investment if you:<br />
- are familiar or wish to become familiar with Real Estate investing<br />
- are uncertain about investing in the stock and bond markets<br />
- are fed up with the current low CD rates that do not keep up with inflation and have no potential for appreciation<br />
Or -are not interested in losing control with risky group investments </p>
<p>Your IRA or 401k can even invest with you or someone you know as a co-investor.</p>
<p>Although a number of required steps must be followed, this can be accomplished with the help of an experienced advisor.</p>
<p>Your bank or stock brokerage IRA will not allow you to invest in Real Estate because it is not an investment they are familiar with. You will need to place your retirement funds with a custodian capable of allowing you to self direct your funds into a real estate investment. Fortunately there are a number of good companies available that allow this type of investment.</p>
<p>Please look forward to my next clip with more information about this exciting concept.</p>
<p>In the meantime you may contact me at (714) 871-8100 or at tom@cranerealestate.com for more information. Thank you very much.</p>
<p>Duration : <b>0:1:57</b></p>
<p><span id="more-4175"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/JK3H0Wm3vFw" frameborder="0" allowFullScreen="true"> </iframe></p>
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		</item>
		<item>
		<title>Investment Advice : What Are Bank CDs?</title>
		<link>http://www.cowboysurfergrill.com/cd-rates/investment-advice-what-are-bank-cds</link>
		<comments>http://www.cowboysurfergrill.com/cd-rates/investment-advice-what-are-bank-cds#comments</comments>
		<pubDate>Sun, 30 Oct 2011 11:57:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[cd rates]]></category>
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		<guid isPermaLink="false">http://www.cowboysurfergrill.com/cd-rates/investment-advice-what-are-bank-cds</guid>
		<description><![CDATA[A bank CD (certificate of deposit) is a way of investing money for a specific duration of time, such as 10, 15 or 20 years. Discover how to find the best CD options by researching banks, withdraw penalties and rival interest rates in this free video from an experienced floor trader on investing. Expert: Mark [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/T60UT5CVmL4/0.jpg" align="left">A bank CD (certificate of deposit) is a way of investing money for a specific duration of time, such as 10, 15 or 20 years. Discover how to find the best CD options by researching banks, withdraw penalties and rival interest rates in this free video from an experienced floor trader on investing.</p>
<p>Expert: Mark Griffith<br />
Bio: Mark Griffith has graduated in economics and philosophy at Clare College, Cambridge. He has been a futures and options floor trader at LIFFE (London International Financial Futures Exchange).<br />
Filmmaker: Paul Volniansky</p>
<p>Duration : <b>0:2:28</b></p>
<p><span id="more-4089"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/T60UT5CVmL4" frameborder="0" allowFullScreen="true"> </iframe></p>
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		</item>
		<item>
		<title>Interest Rates and Employment &#124; Douglas E. French</title>
		<link>http://www.cowboysurfergrill.com/intrest-rates/interest-rates-and-employment-douglas-e-french</link>
		<comments>http://www.cowboysurfergrill.com/intrest-rates/interest-rates-and-employment-douglas-e-french#comments</comments>
		<pubDate>Tue, 23 Aug 2011 14:24:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.cowboysurfergrill.com/intrest-rates/interest-rates-and-employment-douglas-e-french</guid>
		<description><![CDATA[Presented at the Ludwig von Mises Institute in Auburn, Alabama, on 24 June 2011. Duration : 0:19:27]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/6OEYuDE3Fj8/0.jpg" align="left">Presented at the Ludwig von Mises Institute in Auburn, Alabama, on 24 June 2011.</p>
<p>Duration : <b>0:19:27</b></p>
<p><span id="more-3918"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/6OEYuDE3Fj8" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>The Perfect Retirement Plan!</title>
		<link>http://www.cowboysurfergrill.com/cd-rates/the-perfect-retirement-plan</link>
		<comments>http://www.cowboysurfergrill.com/cd-rates/the-perfect-retirement-plan#comments</comments>
		<pubDate>Tue, 23 Aug 2011 14:24:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.cowboysurfergrill.com/cd-rates/the-perfect-retirement-plan</guid>
		<description><![CDATA[Why hasn&#8217;t your HR Department told yout about THIS option? Duration : 0:21:31]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/qPVOJ_bP29o/0.jpg" align="left">Why hasn&#8217;t your HR Department told yout about THIS option?</p>
<p>Duration : <b>0:21:31</b></p>
<p><span id="more-3917"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/qPVOJ_bP29o" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<title>Money Management : About Home Equity Loan Rates</title>
		<link>http://www.cowboysurfergrill.com/home-loan-rates/money-management-about-home-equity-loan-rates</link>
		<comments>http://www.cowboysurfergrill.com/home-loan-rates/money-management-about-home-equity-loan-rates#comments</comments>
		<pubDate>Fri, 22 Jul 2011 17:39:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loan rates]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[household budgets]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[managing money]]></category>
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		<category><![CDATA[personal finance]]></category>

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		<description><![CDATA[Loan rates in the the world of home equity are very different from financial institution to financial institution. Discover how a good credit score can improve a home equity loan rate with help from a registered financial consultant in this free video on money management and personal finance. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/oCz7P7Ft46U/0.jpg" align="left">Loan rates in the the world of home equity are very different from financial institution to financial institution. Discover how a good credit score can improve a home equity loan rate with help from a registered financial consultant in this free video on money management and personal finance.</p>
<p>Expert: Patrick Munro<br />
Contact: www.northstarnavigator.com<br />
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.<br />
Filmmaker: Reel Media LLC</p>
<p>Duration : <b>0:1:21</b></p>
<p><span id="more-3826"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/oCz7P7Ft46U" frameborder="0" allowFullScreen="true"> </iframe></p>
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		</item>
		<item>
		<title>Taxes and Inflation &#8211; http://AskBeauHenderson.com</title>
		<link>http://www.cowboysurfergrill.com/cd-rates/taxes-and-inflation-httpaskbeauhenderson-com</link>
		<comments>http://www.cowboysurfergrill.com/cd-rates/taxes-and-inflation-httpaskbeauhenderson-com#comments</comments>
		<pubDate>Mon, 11 Jul 2011 19:14:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[cd rates]]></category>
		<category><![CDATA[Beau Henderson]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/cd-rates/taxes-and-inflation-httpaskbeauhenderson-com</guid>
		<description><![CDATA[http://AskBeauHenderson.com &#8211; Taxes and Inflation can literally leave your investments in the negative. Beau illustrates this quite will with an example using CD rates and koolaid. Duration : 0:2:12]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/6C4YQyi0VtQ/0.jpg" align="left">http://AskBeauHenderson.com &#8211; Taxes and Inflation can literally leave your investments in the negative.  Beau illustrates this quite will with an example using CD rates and koolaid.</p>
<p>Duration : <b>0:2:12</b></p>
<p><span id="more-3808"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/6C4YQyi0VtQ" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Finance &amp; Money Management Tips : Refinance vs. Fixed Rate Mortgages</title>
		<link>http://www.cowboysurfergrill.com/refinance-rates/personal-finance-money-management-tips-refinance-vs-fixed-rate-mortgages</link>
		<comments>http://www.cowboysurfergrill.com/refinance-rates/personal-finance-money-management-tips-refinance-vs-fixed-rate-mortgages#comments</comments>
		<pubDate>Thu, 21 Apr 2011 06:36:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[refinance rates]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[liabilities]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[roth ira]]></category>
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		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/refinance-rates/personal-finance-money-management-tips-refinance-vs-fixed-rate-mortgages</guid>
		<description><![CDATA[Fixed rate mortgages will normally be the lowest rate that is available on a property. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/cPmoOb6b1cw/0.jpg" align="left">Fixed rate mortgages will normally be the lowest rate that is available on a property. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.</p>
<p>Expert: Patrick Munro<br />
Contact: www.northstarnavigator.com<br />
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.<br />
Filmmaker: Reel Media LLC</p>
<p>Duration : <b>0:1:13</b></p>
<p><span id="more-3334"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/cPmoOb6b1cw" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management : About Home Equity Loan Interest Rates</title>
		<link>http://www.cowboysurfergrill.com/home-loan-rates/money-management-about-home-equity-loan-interest-rates</link>
		<comments>http://www.cowboysurfergrill.com/home-loan-rates/money-management-about-home-equity-loan-interest-rates#comments</comments>
		<pubDate>Sat, 26 Feb 2011 07:48:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loan rates]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[household budgets]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[managing money]]></category>
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		<category><![CDATA[personal budgets]]></category>
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		<guid isPermaLink="false">http://www.cowboysurfergrill.com/home-loan-rates/money-management-about-home-equity-loan-interest-rates</guid>
		<description><![CDATA[Interest rates for home equity lines are varied based on the value of the overall home and how much is being taken out of the value of the home. Find out how second mortgages can affect home equity loan interest rates with help from a registered financial consultant in this free video on money management [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/FReU3ao1GEY/0.jpg" align="left">Interest rates for home equity lines are varied based on the value of the overall home and how much is being taken out of the value of the home. Find out how second mortgages can affect home equity loan interest rates with help from a registered financial consultant in this free video on money management and personal finance.</p>
<p>Expert: Patrick Munro<br />
Contact: www.northstarnavigator.com<br />
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.<br />
Filmmaker: Reel Media LLC</p>
<p>Duration : <b>0:1:19</b></p>
<p><span id="more-3240"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/FReU3ao1GEY" frameborder="0" allowFullScreen="true"> </iframe></p>
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