<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Cowboy Surfer Grill Restaurant - Corona, CA &#187; no</title>
	<atom:link href="http://www.cowboysurfergrill.com/tag/no/feed" rel="self" type="application/rss+xml" />
	<link>http://www.cowboysurfergrill.com</link>
	<description></description>
	<lastBuildDate>Mon, 30 Jan 2012 03:21:27 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>SunwestTrust.com: Friends and Family Loan Mortgage Program : Social Personal Peer Lending</title>
		<link>http://www.cowboysurfergrill.com/loan-rates/sunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending</link>
		<comments>http://www.cowboysurfergrill.com/loan-rates/sunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending#comments</comments>
		<pubDate>Sun, 25 Dec 2011 02:38:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[loan rates]]></category>
		<category><![CDATA[1st]]></category>
		<category><![CDATA[30]]></category>
		<category><![CDATA[800-642-7167]]></category>
		<category><![CDATA[Affordable]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[BORROWERS]]></category>
		<category><![CDATA[Broker]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[carryback]]></category>
		<category><![CDATA[conventional]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[crisis]]></category>
		<category><![CDATA[custodian]]></category>
		<category><![CDATA[Down]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[escrow]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Fannie]]></category>
		<category><![CDATA[feel]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Fixed]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Freddie]]></category>
		<category><![CDATA[good]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[Non]]></category>
		<category><![CDATA[note]]></category>
		<category><![CDATA[Officer]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[peer]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[promissory]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[residential]]></category>
		<category><![CDATA[secure]]></category>
		<category><![CDATA[securing]]></category>
		<category><![CDATA[Seller]]></category>
		<category><![CDATA[sunwestira]]></category>
		<category><![CDATA[terms]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[to]]></category>
		<category><![CDATA[USDA]]></category>
		<category><![CDATA[va]]></category>
		<category><![CDATA[Years]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/loan-rates/sunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending</guid>
		<description><![CDATA[http://www.SunwestTrust.com &#8211; 800-642-7167. You probably have heard about the national credit crisis. During this time of national crisis have you ever considered becoming a bank? That&#8217;s right; you can become a bank for a friend or family member. Duration : 0:2:41]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/tDXc6JtzPsI/0.jpg" align="left">http://www.SunwestTrust.com &#8211; 800-642-7167. You probably have heard about the national credit crisis.  During this time of national crisis have you ever considered becoming a bank?  That&#8217;s right; you can become a bank for a friend or family member.</p>
<p>Duration : <b>0:2:41</b></p>
<p><span id="more-4225"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/tDXc6JtzPsI" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Floan-rates%2Fsunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending';
  addthis_title  = 'SunwestTrust.com%3A+Friends+and+Family+Loan+Mortgage+Program+%3A+Social+Personal+Peer+Lending';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/loan-rates/sunwesttrust-com-friends-and-family-loan-mortgage-program-social-personal-peer-lending/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CashCall Refinance again 30yr at 3.99% Rate and APR-Save The Money!</title>
		<link>http://www.cowboysurfergrill.com/refinance-rates/cashcall-refinance-again-30yr-at-3-99-rate-and-apr-save-the-money</link>
		<comments>http://www.cowboysurfergrill.com/refinance-rates/cashcall-refinance-again-30yr-at-3-99-rate-and-apr-save-the-money#comments</comments>
		<pubDate>Wed, 07 Dec 2011 23:06:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[refinance rates]]></category>
		<category><![CDATA[30 year]]></category>
		<category><![CDATA[CALL]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cashcall]]></category>
		<category><![CDATA[Cost]]></category>
		<category><![CDATA[Fixed]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/refinance-rates/cashcall-refinance-again-30yr-at-3-99-rate-and-apr-save-the-money</guid>
		<description><![CDATA[12/7/11 Rates Listed. Rates Subject to Change Without Notice. If You Refinanced in the Last 18 Months, CashCall Mortgage will Re-do It At a Lower Rate Guaranteed. Lower Rates with No Closing Costs. Call CashCall (866) 590-CASH. CashCall.com Duration : 0:1:1]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/ktA0gPckRP0/0.jpg" align="left">12/7/11 Rates Listed. Rates Subject to Change Without Notice. If You Refinanced in the Last 18 Months, CashCall Mortgage will Re-do It At a Lower Rate Guaranteed. Lower Rates with No Closing Costs. Call CashCall (866) 590-CASH. CashCall.com</p>
<p>Duration : <b>0:1:1</b></p>
<p><span id="more-4182"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/ktA0gPckRP0" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Frefinance-rates%2Fcashcall-refinance-again-30yr-at-3-99-rate-and-apr-save-the-money';
  addthis_title  = 'CashCall+Refinance+again+30yr+at+3.99%25+Rate+and+APR-Save+The+Money%21';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/refinance-rates/cashcall-refinance-again-30yr-at-3-99-rate-and-apr-save-the-money/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad Credit Home Loan Resources Mortgages,refinance,Car Loans, Auto Loans,Car Finance, Credit Cards,Payday Loans All Kind Of Loans Visit Us Now And Get 60 Second Guaranteed Approval</title>
		<link>http://www.cowboysurfergrill.com/home-loan-rates/bad-credit-home-loan-resources-mortgagesrefinancecar-loans-auto-loanscar-finance-credit-cardspayday-loans-all-kind-of-loans-visit-us-now-and-get-60-second-guaranteed-approval</link>
		<comments>http://www.cowboysurfergrill.com/home-loan-rates/bad-credit-home-loan-resources-mortgagesrefinancecar-loans-auto-loanscar-finance-credit-cardspayday-loans-all-kind-of-loans-visit-us-now-and-get-60-second-guaranteed-approval#comments</comments>
		<pubDate>Thu, 10 Nov 2011 19:34:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loan rates]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[day]]></category>
		<category><![CDATA[for]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[military]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[morgage]]></category>
		<category><![CDATA[mortage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[motorcycle]]></category>
		<category><![CDATA[need]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[pay]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[store]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[with]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/home-loan-rates/bad-credit-home-loan-resources-mortgagesrefinancecar-loans-auto-loanscar-finance-credit-cardspayday-loans-all-kind-of-loans-visit-us-now-and-get-60-second-guaranteed-approval</guid>
		<description><![CDATA[Bad Credit Home Loan Resources Mortgages,refinance,Car Loans, Auto Loans,Car Finance, Credit Cards,Payday Loans All Kind Of Loans Visit Us Now And Get 60 Second Guaranteed Approval Funding Way specializes in bad credit car loans, auto loans, consumer auto financing, bankruptcy auto loans and special situation car loans The problem is this credit crunch. Looking around [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/ssrbf-iR-FY/0.jpg" align="left">Bad Credit Home Loan Resources Mortgages,refinance,Car Loans, Auto Loans,Car Finance, Credit Cards,Payday Loans All Kind Of Loans Visit Us Now And Get 60 Second Guaranteed Approval Funding Way specializes in bad credit car loans, auto loans, consumer auto financing, bankruptcy auto loans and special situation car loans The problem is this credit crunch. Looking around the U.S. for any finance Obviously, if your credit score is good, the loan you ask for is more likely also good How to Repair a Bad Credit History. No matter how bad your credit is, you can take steps that will make it better Personal Finance Get information on bad credit home loan programs available for people with bad credit who want to buy a house, refinance, or obtain a home equity loan. to learn more about this great offer, please visit our website at Private Fast Loans.com</p>
<p>personal loans short term loan short term loans signature loan signature loans small business loan small business loans small loans small personal loans student loan student loan consolidation student loan default student loan interest rate student loans student loans bad credit student loans for bad credit student loans with bad credit students loans subprime loans unsecured loan unsecured loans unsecured personal loan unsecured personal loans advance loans alternative student loans apply for a loan auto loans bad credit bad credit auto loans bad credit home mortgage loan bad credit loan bad credit loans bad credit payday loan bad credit personal loan bad credit personal loans bad credit unsecured loan bank loan bank loans boat loans borrow money business loans car loans cash advance cash advance loans cash advances cash loan cash loans cheap loan cheap loans collateral loans college loan college loan consolidation college loans college student loans commercial loan commercial loans commercial mortgage consolidate loans consolidate student loans consolidating student loans consolidation loans consumer loans credit loan debt loans defaulted student loans direct loan direct loans easy loans education loan education loans eloan emergency loan equity loans fast cash fast cash loans fast loan fast loans fast payday loan faxless payday loans federal loan consolidation federal loans federal student loan federal student loan consolidation federal student loans fha loans finance financial loans financing get a loan government loans graduate loans graduate student loans guaranteed loan guaranteed loans hard money loan hard money loans high risk loans home equity home equity loans home improvement loans home loan home loans home mortgage home mortgage loans homeowner loan house loan i need a loan instant loan instant loans interest rate lender lenders lending line of credit loan loan application loan brokers loan companies loan company loan consolidation loan for bad credit loan for people with bad credit loan rates loan with bad credit loans loans com loans for bad credit loans for people with bad credit loans online loans with bad credit low interest low interest loan low interest loans low interest rate loan low interest student loans low rate loan military loans money money loan money loans morgage loans mortage mortage loans mortgage mortgage broker mortgage brokers mortgage company mortgage lenders mortgage loan mortgage loans mortgage rates mortgages motorcycle loans need a loan no credit check no credit check loan no credit check loans no credit loans online loan online payday loan online payday loans pay day loans payday payday advance payday advances payday loan payday loan store payday loans personal loan personal loans personal loans for bad credit personal loans for people with bad credit personal loans with bad credit plus loans poor credit poor credit loans private loan consolidation private loans private student loan private student loan consolidation private student loans quick cash quick loan quick loans real estate loans refinance refinance loans refinancing refused credit repayment school loan school</p>
<p>Duration : <b>0:10:24</b></p>
<p><span id="more-4112"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/ssrbf-iR-FY" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Fhome-loan-rates%2Fbad-credit-home-loan-resources-mortgagesrefinancecar-loans-auto-loanscar-finance-credit-cardspayday-loans-all-kind-of-loans-visit-us-now-and-get-60-second-guaranteed-approval';
  addthis_title  = 'Bad+Credit+Home+Loan+Resources+Mortgages%2Crefinance%2CCar+Loans%2C+Auto+Loans%2CCar+Finance%2C+Credit+Cards%2CPayday+Loans+All+Kind+Of+Loans+Visit+Us+Now+And+Get+60+Second+Guaranteed+Approval';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/home-loan-rates/bad-credit-home-loan-resources-mortgagesrefinancecar-loans-auto-loanscar-finance-credit-cardspayday-loans-all-kind-of-loans-visit-us-now-and-get-60-second-guaranteed-approval/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Perfect Retirement Plan!</title>
		<link>http://www.cowboysurfergrill.com/cd-rates/the-perfect-retirement-plan</link>
		<comments>http://www.cowboysurfergrill.com/cd-rates/the-perfect-retirement-plan#comments</comments>
		<pubDate>Tue, 23 Aug 2011 14:24:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[cd rates]]></category>
		<category><![CDATA[401K]]></category>
		<category><![CDATA[AARP]]></category>
		<category><![CDATA[annuities]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[Annuties]]></category>
		<category><![CDATA[Associations]]></category>
		<category><![CDATA[cd]]></category>
		<category><![CDATA[Dallas]]></category>
		<category><![CDATA[fund]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[Highest]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[index]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[Island]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[Loads]]></category>
		<category><![CDATA[Loss]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mutual]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[Planner]]></category>
		<category><![CDATA[Planners]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[Plans]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[safe]]></category>
		<category><![CDATA[Safest]]></category>
		<category><![CDATA[texas]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[variable]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/cd-rates/the-perfect-retirement-plan</guid>
		<description><![CDATA[Why hasn&#8217;t your HR Department told yout about THIS option? Duration : 0:21:31]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/qPVOJ_bP29o/0.jpg" align="left">Why hasn&#8217;t your HR Department told yout about THIS option?</p>
<p>Duration : <b>0:21:31</b></p>
<p><span id="more-3917"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/qPVOJ_bP29o" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Fcd-rates%2Fthe-perfect-retirement-plan';
  addthis_title  = 'The+Perfect+Retirement+Plan%21';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/cd-rates/the-perfect-retirement-plan/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gieve Expects &#8216;No Change&#8217; for BOE Interest Rates in May</title>
		<link>http://www.cowboysurfergrill.com/rates/gieve-expects-no-change-for-boe-interest-rates-in-may</link>
		<comments>http://www.cowboysurfergrill.com/rates/gieve-expects-no-change-for-boe-interest-rates-in-may#comments</comments>
		<pubDate>Wed, 04 May 2011 17:03:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[rates]]></category>
		<category><![CDATA[ALL]]></category>
		<category><![CDATA[and]]></category>
		<category><![CDATA[Audio]]></category>
		<category><![CDATA[AV]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Bloomberg]]></category>
		<category><![CDATA[BOE]]></category>
		<category><![CDATA[Central]]></category>
		<category><![CDATA[Change]]></category>
		<category><![CDATA[Country]]></category>
		<category><![CDATA[economic]]></category>
		<category><![CDATA[Economies]]></category>
		<category><![CDATA[England]]></category>
		<category><![CDATA[English]]></category>
		<category><![CDATA[Expects]]></category>
		<category><![CDATA[for]]></category>
		<category><![CDATA[Gieve]]></category>
		<category><![CDATA[in]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Interviews]]></category>
		<category><![CDATA[Kingdom]]></category>
		<category><![CDATA[May]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[monetary]]></category>
		<category><![CDATA[Multimedia]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[Regulations]]></category>
		<category><![CDATA[Reports]]></category>
		<category><![CDATA[Rules]]></category>
		<category><![CDATA[Syndicated]]></category>
		<category><![CDATA[Television]]></category>
		<category><![CDATA[united]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Visual]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/rates/gieve-expects-no-change-for-boe-interest-rates-in-may</guid>
		<description><![CDATA[May 4 (Bloomberg) &#8212; Former Deputy Bank of England Governor John Gieve talks about the outlook for U.K. monetary policy. He speaks with Bloomberg&#8217;s Scott Hamilton at the Fathom Monetary Policy Forum in London. Duration : 0:6:27]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/jt7mp7ei4ig/0.jpg" align="left">May 4 (Bloomberg) &#8212; Former Deputy Bank of England Governor John Gieve talks about the outlook for U.K. monetary policy.<br />
     He speaks with Bloomberg&#8217;s Scott Hamilton at the Fathom Monetary Policy Forum in London.</p>
<p>Duration : <b>0:6:27</b></p>
<p><span id="more-3367"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/jt7mp7ei4ig" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Frates%2Fgieve-expects-no-change-for-boe-interest-rates-in-may';
  addthis_title  = 'Gieve+Expects+%26%238216%3BNo+Change%26%238217%3B+for+BOE+Interest+Rates+in+May';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/rates/gieve-expects-no-change-for-boe-interest-rates-in-may/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation Faxless Payday Loans Mortgage Rates Mortgage Calculator Current Mortgage</title>
		<link>http://www.cowboysurfergrill.com/current-mortgage-rate/debt-consolidation-faxless-payday-loans-mortgage-rates-mortgage-calculator-current-mortgage</link>
		<comments>http://www.cowboysurfergrill.com/current-mortgage-rate/debt-consolidation-faxless-payday-loans-mortgage-rates-mortgage-calculator-current-mortgage#comments</comments>
		<pubDate>Wed, 27 Apr 2011 12:48:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[current mortgage rate]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[commercial]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fax]]></category>
		<category><![CDATA[faxless]]></category>
		<category><![CDATA[for]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[quick]]></category>
		<category><![CDATA[signature]]></category>
		<category><![CDATA[unsecured]]></category>
		<category><![CDATA[va]]></category>
		<category><![CDATA[with]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/current-mortgage-rate/debt-consolidation-faxless-payday-loans-mortgage-rates-mortgage-calculator-current-mortgage</guid>
		<description><![CDATA[OVERLOADED with DEBT ?? Anxious? Worried sick? Don&#8217;t know which way to turn? What can you do? Who will help you? RELAX!! There is a SOLUTION to your problem. In the current economic climate debt is a major problem. It is easy to get overstretched. The first thing to realise is that you are not [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/oBTAz2qKMi8/0.jpg" align="left">OVERLOADED with DEBT ?? Anxious? Worried sick? Don&#8217;t know which way to turn? What can you do? Who will help you? RELAX!!<br />
There is a SOLUTION to your problem. In the current economic climate debt is a major problem. It is easy to get overstretched. The first thing to realise is that you are not on your own. Help is at hand. Whether your problem is Personal Debt or Business Debt there is someone to help. Take the first step to solving your problem Click on your personal situation for a free personal consultation There is No Obligation or Pressure The Consultants are there to help you They know how to resolve debt problems A proven and highly successful debt reduction process that is legal, ethical and can result in the reduction of up to 100% of unsecured debt in as little as 12 to 18 months, often with no tax liability! to learn more about this life changing offer, please visit our website at PrivateFastLoans.com</p>
<p>loans personal loans payday loans student loans bad credit loans home loans auto loans car loans home equity loans unsecured loans fast loans countrywide home loans bad credit personal loans pay day loans cash loans small business loans fha loans mortgage loans online loans business loans debt consolidation loans private student loans direct loans loans for bad credit bad credit car loans students loans unsecured personal loans online payday loans secured loans bank loans consolidation loans no credit check loans loans for people with bad credit college loans faxless payday loans va home loans bad credit personal signature loans quick loans bad credit home loans no fax payday loans commercial loans cheap loans unsecured debt consolidation loans bad credit student loans personal loans for bad credit used car loans fha home loans bad credit auto loans loans investment mobile home loans consolidating student loans government loans compare personal loans federal student loans personal loans for people with bad credit military loans equity loans loans with bad credit car title loans countrywide loans real estate loans sallie mae student loans construction loans loans online cash advance loans title loans poor credit loans short term loans va loans astrive student loans sba loans installment loans signature loans easy to get payday loans manufactured home loans same day payday loans quicken loans fast cash loans motorcycle loans bad credit payday loans high risk personal loans stafford loans consolidate student loans chase student loans payday loans or cash advances home improvement loans bad credit installment loans instant payday loans high risk loans home settlement loans school loans instant loans used auto loans hard money loans personal loans with bad credit loans cash unsecured bad credit loans poor credit personal loans personal loans bad credit quick cash loans</p>
<p>Duration : <b>0:4:39</b></p>
<p><span id="more-3354"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/oBTAz2qKMi8" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Fcurrent-mortgage-rate%2Fdebt-consolidation-faxless-payday-loans-mortgage-rates-mortgage-calculator-current-mortgage';
  addthis_title  = 'Debt+Consolidation+Faxless+Payday+Loans+Mortgage+Rates+Mortgage+Calculator+Current+Mortgage';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/current-mortgage-rate/debt-consolidation-faxless-payday-loans-mortgage-rates-mortgage-calculator-current-mortgage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Moody&#8217;s Zandi Expects No Rise in U.S. Tax Rates in 2011</title>
		<link>http://www.cowboysurfergrill.com/rates/moodys-zandi-expects-no-rise-in-u-s-tax-rates-in-2011</link>
		<comments>http://www.cowboysurfergrill.com/rates/moodys-zandi-expects-no-rise-in-u-s-tax-rates-in-2011#comments</comments>
		<pubDate>Mon, 08 Nov 2010 23:34:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[rates]]></category>
		<category><![CDATA[2011:]]></category>
		<category><![CDATA[ALL]]></category>
		<category><![CDATA[Audio]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Bloomberg]]></category>
		<category><![CDATA[Central]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[crisis]]></category>
		<category><![CDATA[Crunch]]></category>
		<category><![CDATA[derivatives]]></category>
		<category><![CDATA[economic]]></category>
		<category><![CDATA[Elections]]></category>
		<category><![CDATA[English]]></category>
		<category><![CDATA[Expects]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[in]]></category>
		<category><![CDATA[Infrastructure]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Moody's]]></category>
		<category><![CDATA[Multimedia]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[Reserve]]></category>
		<category><![CDATA[Rise]]></category>
		<category><![CDATA[Services]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[U.S.]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Visual]]></category>
		<category><![CDATA[Zandi]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/rates/moodys-zandi-expects-no-rise-in-u-s-tax-rates-in-2011</guid>
		<description><![CDATA[Nov. 3 (Bloomberg) &#8212; Mark Zandi, chief economist at Moody&#8217;s Analytics Inc., discusses the possible impact of yesterday&#8217;s midterm congressional election results on Federal Reserve monetary policy, the U.S. economy and the tax code. Zandi, speaking with Margaret Brennan on Bloomberg Television&#8217;s &#8220;InBuiness,&#8221; also talks about the prospects of a double-dip recession. (Source: Bloomberg) Duration [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/7emJQAqK-mw/2.jpg" align="left">Nov. 3 (Bloomberg) &#8212; Mark Zandi, chief economist at Moody&#8217;s Analytics Inc., discusses the possible impact of yesterday&#8217;s midterm congressional election results on Federal Reserve monetary policy, the U.S. economy and the tax code.<br />
     Zandi, speaking with Margaret Brennan on Bloomberg Television&#8217;s &#8220;InBuiness,&#8221; also talks about the prospects of a double-dip recession. (Source: Bloomberg)</p>
<p>Duration : <b>0:8:4</b></p>
<p><span id="more-1827"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/7emJQAqK-mw" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Frates%2Fmoodys-zandi-expects-no-rise-in-u-s-tax-rates-in-2011';
  addthis_title  = 'Moody%26%238217%3Bs+Zandi+Expects+No+Rise+in+U.S.+Tax+Rates+in+2011';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/rates/moodys-zandi-expects-no-rise-in-u-s-tax-rates-in-2011/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Today&#8217;s Mortgage RATE : With HOME loan is best</title>
		<link>http://www.cowboysurfergrill.com/home-loan-rates/todays-mortgage-rate-with-home-loan-is-best</link>
		<comments>http://www.cowboysurfergrill.com/home-loan-rates/todays-mortgage-rate-with-home-loan-is-best#comments</comments>
		<pubDate>Mon, 04 Oct 2010 21:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loan rates]]></category>
		<category><![CDATA[15]]></category>
		<category><![CDATA[30]]></category>
		<category><![CDATA[austin]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[PMI]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[texas]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/home-loan-rates/todays-mortgage-rate-with-home-loan-is-best</guid>
		<description><![CDATA[http://refinancinghomemortgageloans-bart.blogspot.com/ Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. To get the lowest 30 year or 15 year fixed rate consider avoiding PMI (mortgage insurance) even though these loans have higher rates; they have lower payments. blalalabalalal Duration : 0:4:22]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/1ECAL4odP-g/2.jpg" align="left">http://refinancinghomemortgageloans-bart.blogspot.com/<br />
Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. To get the lowest 30 year or 15 year fixed rate consider avoiding PMI (mortgage insurance) even though these loans have higher rates; they have lower payments. blalalabalalal</p>
<p>Duration : <b>0:4:22</b></p>
<p><span id="more-1300"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/1ECAL4odP-g" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Fhome-loan-rates%2Ftodays-mortgage-rate-with-home-loan-is-best';
  addthis_title  = 'Today%26%238217%3Bs+Mortgage+RATE+%3A+With+HOME+loan+is+best';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/home-loan-rates/todays-mortgage-rate-with-home-loan-is-best/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Learn How You Can Repair Bad Credit Loans,Home Loans,Credit Cards,Auto Loans,Dept Consolidation,Refinance,Mortgage,Education All Types Of Loans Of Any kind Visit Now And Get Approved In Second Guaranteed</title>
		<link>http://www.cowboysurfergrill.com/loan-rates/learn-how-you-can-repair-bad-credit-loanshome-loanscredit-cardsauto-loansdept-consolidationrefinancemortgageeducation-all-types-of-loans-of-any-kind-visit-now-and-get-approved-in-second-guarant</link>
		<comments>http://www.cowboysurfergrill.com/loan-rates/learn-how-you-can-repair-bad-credit-loanshome-loanscredit-cardsauto-loansdept-consolidationrefinancemortgageeducation-all-types-of-loans-of-any-kind-visit-now-and-get-approved-in-second-guarant#comments</comments>
		<pubDate>Mon, 26 Jul 2010 19:52:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[loan rates]]></category>
		<category><![CDATA[advance]]></category>
		<category><![CDATA[advances]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[day]]></category>
		<category><![CDATA[for]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[motorcycle]]></category>
		<category><![CDATA[need]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[pay]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[store]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/loan-rates/learn-how-you-can-repair-bad-credit-loanshome-loanscredit-cardsauto-loansdept-consolidationrefinancemortgageeducation-all-types-of-loans-of-any-kind-visit-now-and-get-approved-in-second-guarant</guid>
		<description><![CDATA[Learn How You Can Repair Bad Credit Loans,Home Loans,Credit Cards,Auto Loans,Dept Consolidation,Refinance,Mortgage,Education All Types Of Loans Of Any kind Visit Now And Get Approved In Second GuaranteedDon&#8217;t let bad credit history hold you back from borrowing money for college. Learn how you can still get financing for your education Renting with bad credit can be [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/jE_vvzEWPoQ/2.jpg" align="left">Learn How You Can Repair Bad Credit Loans,Home Loans,Credit Cards,Auto Loans,Dept Consolidation,Refinance,Mortgage,Education All Types Of Loans Of Any kind Visit Now And Get Approved In Second GuaranteedDon&#8217;t let bad credit history hold you back from borrowing money for college. Learn how you can still get financing for your education Renting with bad credit can be easy or hard depending on where you&#8217;re looking. Find out how to get around the credit check and rent an apartment Guarenteed personal loans for bad credit low fico score, Home mortgage refinance rates with a bad credit score, Good credit score bad, Loans bad credit Auto loans and Bad Credit Auto Financing. Fast Auto Approvals. Best auto loan interest rates. Bad credit Auto Loan Payment Calculator estimate your auto loans. to learn more about this great offer, please visit our website at Private Fast Loans.com</p>
<p>education loans eloan emergency loan equity loans fast cash fast cash loans fast loan fast loans fast payday loan faxless payday loans federal loan consolidation federal loans federal student loan federal student loan consolidation federal student loans fha loans finance financial loans financing get a loan government loans graduate loans graduate student loans guaranteed loan guaranteed loans hard money loan hard money loans high risk loans home equity home equity loans home improvement loans home loan home loans home mortgage home mortgage loans homeowner loan house loan i need a loan instant loan instant loans interest rate lender lenders lending line of credit loan loan application loan brokers loan companies loan company loan consolidation loan for bad credit loan for people with bad credit loan rates loan with bad credit loans loans com loans for bad credit loans for people with bad credit loans online loans with bad credit low interest low interest loan low interest loans low interest rate loan low interest student loans low rate loan military loans money money loan money loans morgage loans mortage mortage loans mortgage mortgage broker mortgage brokers mortgage company mortgage lenders mortgage loan mortgage loans mortgage rates mortgages motorcycle loans need a loan no credit check no credit check loan no credit check loans no credit loans online loan online payday loan online payday loans pay day loans payday payday advance payday advances payday loan payday loan store payday loans personal loan personal loans personal loans for bad credit personal loans for people with bad credit personal loans with bad credit plus loans poor credit poor credit loans private loan consolidation private loans private student loan private student loan consolidation private student loans quick cash quick loan quick loans real estate loans refinance refinance loans refinancing refused credit repayment school loan school loan consolidation school loans second mortgage secured secured loan secured loans secured personal loans short term loan short term loans signature loan signature loans small business loan small business loans small loans small personal loans student loan student loan consolidation student loan default student loan interest rate student loans student loans bad credit student loans for bad credit student loans with bad credit students loans subprime loans unsecured unsecured loan unsecured loan uk unsecured loans unsecured personal loan unsecured personal loans</p>
<p>Duration : <b>0:10:34</b></p>
<p><span id="more-913"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/jE_vvzEWPoQ" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Floan-rates%2Flearn-how-you-can-repair-bad-credit-loanshome-loanscredit-cardsauto-loansdept-consolidationrefinancemortgageeducation-all-types-of-loans-of-any-kind-visit-now-and-get-approved-in-second-guarant';
  addthis_title  = 'Learn+How+You+Can+Repair+Bad+Credit+Loans%2CHome+Loans%2CCredit+Cards%2CAuto+Loans%2CDept+Consolidation%2CRefinance%2CMortgage%2CEducation+All+Types+Of+Loans+Of+Any+kind+Visit+Now+And+Get+Approved+In+Second+Guaranteed';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/loan-rates/learn-how-you-can-repair-bad-credit-loanshome-loanscredit-cardsauto-loansdept-consolidationrefinancemortgageeducation-all-types-of-loans-of-any-kind-visit-now-and-get-approved-in-second-guarant/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Credit for First Time Home Buyer Mortgage, $8000 Government Assistance Program for Home Finance</title>
		<link>http://www.cowboysurfergrill.com/home-loan-rates/tax-credit-for-first-time-home-buyer-mortgage-8000-government-assistance-program-for-home-finance</link>
		<comments>http://www.cowboysurfergrill.com/home-loan-rates/tax-credit-for-first-time-home-buyer-mortgage-8000-government-assistance-program-for-home-finance#comments</comments>
		<pubDate>Sat, 10 Jul 2010 03:40:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loan rates]]></category>
		<category><![CDATA[1st]]></category>
		<category><![CDATA[8000]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[breaks]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Deduction]]></category>
		<category><![CDATA[Down]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Fixed]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[grant]]></category>
		<category><![CDATA[guide]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[incentives]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[lend]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[limits]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[Modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[New]]></category>
		<category><![CDATA[no]]></category>
		<category><![CDATA[owner]]></category>
		<category><![CDATA[package]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[Price]]></category>
		<category><![CDATA[Program]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[qualifications]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[rebate]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Rent]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[Sale]]></category>
		<category><![CDATA[Short]]></category>
		<category><![CDATA[stimulus]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://www.cowboysurfergrill.com/home-loan-rates/tax-credit-for-first-time-home-buyer-mortgage-8000-government-assistance-program-for-home-finance</guid>
		<description><![CDATA[First Time Home Buyer Tax Credit Assistance and Federal Government Home Loan Program with Low Down Payment on FHA Mortgages. Buy Bank Foreclosed Homes at a Discount. Go To http://RealEstateMarketingThisWeek.com Part 2 (Excerpt) The median income family can afford twice the median priced home; prices drop over 50% And now I mentioned Dan Havey is [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/bI-EUJd-WKM/2.jpg" align="left">First Time Home Buyer Tax Credit Assistance and Federal Government Home Loan Program with Low Down Payment on FHA Mortgages.  Buy Bank Foreclosed Homes at a Discount. Go To http://RealEstateMarketingThisWeek.com</p>
<p>Part 2 (Excerpt)</p>
<p>The median income family can afford twice the median priced home; prices drop over 50%</p>
<p>And now I mentioned Dan Havey is back in the studio with us, Dan has done a lot of great things in the mortgage industry.  He left us about a year and a half ago, is that right Dan?</p>
<p>Yes, I left the mortgage industry in October of 2007. Tell us a little bit more about yourself.</p>
<p>As you know I came originally from Wisconsin, where I got a degree in Business Finance and I came out here in 1989 and started working with my brother selling real estate owned-REO, bank owned properties for Fannie Mae, Countrywide, and the Resolution Trust Corporation-RTC which was the government entity that was put in charge of disposing of all the real estate owned by the 1800 S&amp;Ls that had failed.  I did that until about 1995 when I moved into the mortgage industry and there for 12 years I worked predominately with bankruptcy attorneys helping their clients get out of bankruptcy and foreclosure.  I left the mortgage industry in October of 2007.  Now I am working predominately in the arena of marketing for real estate and mortgage companies, helping out companies, just like Im here helping out Michael  today, to get people to realize that right now actually is a really good time to buy.</p>
<p>There are a couple of points I want to make and it was something that Michael had said earlier.  The first one was that 4% interest rate.  Originally Obama said a couple of weeks ago, when he rolled out the mortgage plan, that they were going to take the $200 billion and use it to buy mortgage backed securities, well the article I was reading today said it appears that plan may have changed.  Instead of buying the mortgage backs they were actually buying the stock of Fannie and Freddie to help support the company and keep these companies going under.  I dont quite understand why being how they own them now.</p>
<p>Well youve got to hand it to the government they have really done a heck of a job helping Fannie Mae out, for instance today the stock is up to $0.41. Wow, doing so well, I remember when it was $150 or so, where it was at the top of the market.  </p>
<p>Today, right now is definitely the best time even if rates dont get down to the 4% point. The beauty of it and were going to talk more about this in a later segment, is that we have seen a 51% decline in home values from the peak of the market.  So you dont have to have the absolute greatest interest rate in order to be able to buy a house today. The median home price right now is $130,000 in Maricopa County, it was $264,000 just two years ago.</p>
<p>So the median home price is $130,000?  We are going to talk a little bit about what a person has to make to actually qualify for that.  Well it is definitely well within the means of a median income family.  Right now a median income family makes about $64,000 in the state of Arizona according to the US Census Bureau and HUD.  I ran some numbers today, I think at 6% interest and at that rate they can buy a $280,000 house.  So you can buy twice the median home price if you are making just what the median income family would be in the state of Arizona.   So the median household income buys double the median priced house in Maricopa County. That is correct, at 6% interest.</p>
<p>And the reality of it is interest rates are not even that high right now. So for people to be waiting for that perfect interest rate of 4% it doesnt really matter if it gets here or not because right now is such an incredibly fabulous time to be buying a house.  There are so many foreclosures out there on the market right now,  there are so many short sales out there on the market right now, and the point you made earlier is very important, that people have to get in and get prequalified, know exactly what they can buy.  Now in many cases you are going to need a down payment, so get with your mortgage broker, get with Velocity Financial and start working on that program of getting those funds together for the down payment as well.</p>
<p>Dan Havey we talked in the past about whats available for financing these days, interesting to give little pat on the back for Velocity Financial is one of less than 15% of all of the lenders in the state of Arizona that are qualified to do FHA financed homes. Now FHA financing, people used to think it was only for first time home buyers, thats no longer the case. The FHA loan which only requires 3.5% down payment it doesnt matter if you have owned a home before and in many cases you can own another home now so long as your new purchase is going to be your primary residence you can utilize FHA financing and put only 3.5% down.</p>
<p>Duration : <b>0:6:42</b></p>
<p><span id="more-879"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/bI-EUJd-WKM" frameborder="0" allowFullScreen="true"> </iframe></p>
<script type="text/javascript">
  addthis_url    = 'http%3A%2F%2Fwww.cowboysurfergrill.com%2Fhome-loan-rates%2Ftax-credit-for-first-time-home-buyer-mortgage-8000-government-assistance-program-for-home-finance';
  addthis_title  = 'Tax+Credit+for+First+Time+Home+Buyer+Mortgage%2C+%248000+Government+Assistance+Program+for+Home+Finance';
  addthis_pub    = '';
</script><script type="text/javascript" src="http://s7.addthis.com/js/addthis_widget.php?v=12" ></script>
]]></content:encoded>
			<wfw:commentRss>http://www.cowboysurfergrill.com/home-loan-rates/tax-credit-for-first-time-home-buyer-mortgage-8000-government-assistance-program-for-home-finance/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
<!-- This Quick Cache file was built for (  www.cowboysurfergrill.com/tag/no/feed ) in 0.89742 seconds, on Feb 7th, 2012 at 6:41 am UTC. -->
<!-- This Quick Cache file will automatically expire ( and be re-built automatically ) on Feb 7th, 2012 at 7:41 am UTC -->
